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CONSTRUCTION HOME LOANS

We will help find the right construction home loan for you

 

There is a few things to consider when it comes to construction home loans. Obtaining a construction home loan is not as straightforward as purchasing a property.

If you are thinking of:

  • purchasing vacant land and to build a home - inclusive of home and land packages

  • purchasing an existing property to knock-down and rebuild

  • renovations to your existing home

  • extensions to your existing home

  • purchasing a vacant land or an existing property to knock-down and rebuild for investment purposes building multiple units and dwellings

We will guide you through the whole process from the very start to when you finish building your home.

We have an extensive panel of home loan lenders to cater to your needs and we do the shopping for you.

We will help you save money by receiving the best financing terms available on construction home loans, for purchases or refinancing your existing construction home loan.

Things to Consider Before Building Your Home.

In being able to know the answers to the questions below will immensely help you out:

  • Where do you want to build?

  • How big is the land?

  • What are the council regulations on building/renovating/extensions made to a home?

  • Who do you want to use as a builder?

  • Is the builder reputable for building quality homes and being on-time and on-budget?

  • What design and layout would you like for your home?

  • What is your budget?

  • Have you saved enough for the land purchase and government charges and to be able to provide a deposit to the builder?

  • Where are you going to be living when the home is being built/renovated?

  • What are the unexpected costs? 

  • What are the circumstances that would delay the construction?

  • If you are building your first home, are you eligible for a government grant such as the First Home Owner's Grant?

  • Buying a property through by an 'off-the-plan' purchase (committing to buying a property that you has not yet been built, but will give you some time to save for the deposit)

We do the hard work.

We do not believe in providing calculators on our website for your borrowing capacity, because we believe that your personal and financial circumstances are different to each other individual. We would like to personally give you that advise. 

We consider a range of options for you. Using our understanding and knowledge of the current market, we look at different loans and quickly narrow it down to the ones that suit your specific needs. Then we choose together. 

We help you with the whole process.

We will help you complete the paperwork, manage the application process and follow it through to approval and settlement.

Next steps?

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