The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing info@goldenleaffinance.com.au or by calling 0411 326 250.

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* The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories.

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** Advertised Home Loan Rate is for new, fully secured lending up to 80% LVR (Loan to Value Ratio) . Subject to Financial Institution's Credit Criteria. Interest rates may vary for different loan amounts, LVR and repayment types. Rate is effective from 28/01/2020 but subject to change. At the end of the fixed term, rate reverts to the variable rate specified in your loan contract, as applicable at that time. Fixed rate loans may be subject to significant break costs, the terms and details of which are specified in your loan contract. Rate lock may be applied. Establishment, valuation, document preparation costs, annual package fee or monthly loan service fee,  and where applicable, legal fees apply. Depending on the Lender, search fees, bank cheques fees, postage and all other sundries may apply. Non standard loans (additional securities, companies, guarantees, trusts, etc.) may be subject to higher fees. Terms and Conditions apply and is available upon request.

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*** Advertised Home Loan Rate is for new, fully secured lending up to 60% LVR (Loan to Value Ratio) . Subject to Financial Institution's Credit Criteria. Interest rates may vary for different loan amounts, LVR and repayment types. Rate is effective from 28/01/2020 but subject to change. At the end of the fixed term, rate reverts to the variable rate specified in your loan contract, as applicable at that time. Fixed rate loans may be subject to significant break costs, the terms and details of which are specified in your loan contract. Rate lock may be applied. Establishment, valuation, document preparation costs, annual package fee or monthly loan service fee,  and where applicable, legal fees apply. Depending on the Lender, search fees, bank cheques fees, postage and all other sundries may apply. Non standard loans (additional securities, companies, guarantees, trusts, etc.) may be subject to higher fees. Terms and Conditions apply and is available upon request.

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**** Advertised Home Loan Rate is for new, fully secured lending up to 60% LVR (Loan to Value Ratio) . Subject to Financial Institution's Credit Criteria. Interest rates may vary for different loan amounts, LVR and repayment types. Rate is effective from 28/01/2020 but subject to change. At the end of the fixed term, rate reverts to the variable rate specified in your loan contract, as applicable at that time. Fixed rate loans may be subject to significant break costs, the terms and details of which are specified in your loan contract. Rate lock may be applied. Establishment, valuation, document preparation costs, annual package fee or monthly loan service fee,  and where applicable, legal fees apply. Depending on the Lender, search fees, bank cheques fees, postage and all other sundries may apply. Non standard loans (additional securities, companies, guarantees, trusts, etc.) may be subject to higher fees. Terms and Conditions apply and is available upon request.

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***** Advertised Home Loan Rate is for new, fully secured lending up to 60% LVR (Loan to Value Ratio) . Subject to Financial Institution's Credit Criteria. Interest rates may vary for different loan amounts, LVR and repayment types. Rate is effective from 28/01/2020 but subject to change. At the end of the fixed term, rate reverts to the variable rate specified in your loan contract, as applicable at that time. Fixed rate loans may be subject to significant break costs, the terms and details of which are specified in your loan contract. Rate lock may be applied. Establishment, valuation, document preparation costs, annual package fee or monthly loan service fee,  and where applicable, legal fees apply. Depending on the Lender, search fees, bank cheques fees, postage and all other sundries may apply. Non standard loans (additional securities, companies, guarantees, trusts, etc.) may be subject to higher fees. Terms and Conditions apply and is available upon request.

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^ The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.